Association Assessments and Credit Scores
As someone who hit the age of 18 prior to 2009 and the enactment of the Credit CARD Act, I can remember when I signed up for a half-dozen credit cards to supplement my student loans and to receive that ‘free’ logo t-shirt, knit cap, or whatever else that was being marketed as an incentive. I had no idea at the time of the implications of my actions and the importance of my credit score. Fortunately for me time and money healed those wounds, and now that I learned the hard way the lesson is now all too clear: your credit history and score are important. But what should be reported to the credit bureaus? While I wish my college spending habits were not, I do admit it my score then reflected my borrowing ability for larger purchases. What about the history of our ability to pay our association’s common area fees and assessments? Read the article…………….
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