Should association use uninsured handyman?

Q: Our association has a handyman that we regularly use as an independent contractor. It is only him and sometimes a helper. He does not have workers’ compensation insurance as he is exempt from being legally required to carry it. Our management company is telling us we should not use this person if he is not insured. Our association has its own workers’ compensation insurance and general liability so I am not sure I understand the problem. What is your opinion on this topic?   Read the Q&A…………