Associations, inform insurer of accidents — even if you think you’re in the clear

Q:  My association has a comprehensive insurance program with property, liability, fidelity, umbrella, directors and officers, and workers’ comp coverage. Recently an owner hired a cable company to install equipment at the owner’s expense. The worker was inside our attic and fell through the ceiling into the owner’s unit, causing property damage. The worker was taken to the hospital. The cable company assumed responsibility for all property damage, and I believe the worker is back at work.     Read the Q&A……………

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