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What is a Covered “Collapse” for Insurance Purposes?

Recently, the Fifth District Court of Appeal issued the opinion of Kings Ridge Community Association v. Sagamore Insurance Company, clarifying what constitutes a covered “collapse” under an All Risk Business Owner’s policy. On February 24, 2010, the association’s clubhouse began to

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HOA Insurance Victimization

An oft repeated scenario in common wall communities is water damage which originates from a neighboring unit. Whether a broken pipe or washing machine hose, surf’s up! and usually between midnight and 4 am (disasters are funny that way).  Read

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