When writing insurance for a condominium association or a homeowner’s association insured like a condominium, there are two integral parts of the insurance program: The association’s Insurance and the unit-owners Insurance. The association’s insurance is responsible for the structures and all common elements (shared walls, drywall, shared plumbing, shared electric, etc.) as originally built, barring no insurance amendments to the association’s governing documents. The unit- owner’s insurance policy is helpful for covering all of their personal property and contents.     Read the article……………..