New Jersey Court: Continuous Trigger Ends When Nature of Damage Is Known

Last week, the New Jersey Appellate Division issued a decision that may have a significant impact on insurance coverage for progressive property damage claims in the state. In Air Master & Cooling, Inc. v. Selective Ins. Co. of Am., No. A-5415-15T3, 2017 WL 4507547 (N.J. Super. Ct. App. Div. Oct. 10, 2017), the court first confirmed that a “continuous trigger” applies to third-party construction defect claims. A continuous trigger requires multiple successive insurers on the risk from the date of exposure through manifestation to cover a loss.     Read the article…………


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