Association assessment collection is every day business for Florida community associations. Often times, the unit owner will file bankruptcy to avoid this legal obligations. The law governing condominium and homeowners association assessments with regard to bankruptcy actions is found at 11 USC § 523 (a)(16). This law which generally states that assessments are not dischargeable. While this provision seems simple enough, there are exceptions and nuisances to collecting assessments when a homeowner files bankruptcy.    Read more……..