We have heard far too many incorrect assumptions from servicers about how various rules will be applied to liens placed by Homeowners Associations (HOA) and Condo Owners Associations (COA) that we feel compelled to set the record straight. The most erroneous assumption is that these rules do not threaten servicers’ lien position, and therefore they are not concerned by what an HOA or COA may do to recover their lost fees.   Let us be crystal clear: unpaid HOA/COA fees are a huge risk not only to the association, but also to mortgage servicers and investors.     Read the article…………….