At the heart of every homeowner association is the principle of “volunteerism”. It is a noble calling which calls for personal sacrifice: giving up self interest for the greater good. Americans, arguably the most self-indulgent citizens of the world, have a curious ability to rise to the occasion and give of themselves. Americans donate considerable time, talent and treasure to the downtrodden of the world. Some pay the ultimate price for this noble work. There never seems to be a shortage of opportunities.     Read the article………….