HOA Insurance Deductible

In a homeowner association environment, there are two major types of insurance policies: the insurance carried by the HOA and insurance carried by the individual owners. In condominiums, the HOA’s insurance generally extends to the entire property, including the units themselves.  However, to protect the HOA’s insurability, unit owners are required to carry a Condominium Owners policy which pays for insurable events within the unit.     Read the article……..


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