HOA Homefront: Failed plumbing? Who is responsible?

Q: Recently our homeowners association called a meeting to let us know they want to change our CC&Rs (Covenants, Conditions, and Restrictions) specifically to have homeowners be responsible for the pipes inside our walls. They claim they are having problems with pipes breaking and leaks, and it is draining HOA funds. They also said that having homeowners responsible for their own pipes is a “trend” in HOAs and suggested we could go through our insurance company if we had a problem. They said if they don’t get the CC&Rs changed they most likely will have to charge an assessment.  I am curious as to what your take is on all this.    Read the Q&A……………

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