Though an absolutely vital aspect of any homeowners association’s (HOA) management, insurance is frequently overlooked. Often reviewed only as a budget line item, most communities do not take the time each year to reevaluate the changing needs of the community when it comes to insurance. Ensuring the community is properly covered against risk is not just often a requirement of the governing documents, but also can protect the future of the HOA and the investment of all homeowners.   Read the entire article……………………………….