The South Carolina Supreme Court’s recent decision in Harleysville Group Insurance v. Heritage Communities, Inc., Appellate Case Nos. 2013-001281 and 2013-001291, 2017 WL 105021 (S.C. Jan. 11, 2017) affirms what is and is not covered “property damage” under commercial general liability (CGL) policies in the construction defect context, affirms that the scope of an insurer’s duty to indemnify is limited to damages that accrued during the insurer’s time on risk, and provides guidance on how to perform time-on-risk calculations. These topics alone make the opinion required reading for insurance and legal practitioners involved in South Carolina construction defect claims. Read the article…………..
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