Dear Tony: We live in a 110-unit bare-land strata in the Okanagan Valley. Our recent building appraisal increased our property valuation by more than 500 per cent because the in-ground systems of water, sanitation and roads were included in the assessment. As a result, our insurance doubled. We have been talking to our insurance broker about the reason for the increase and questioning whether the costs actually cover anything new. Read the Q&A…………….
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