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Community Associations Network
- April 8, 2015
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Condominiums May Not Opt Out Of Maryland’s Mandatory Insurance Provisions

Section 11-114 of the Maryland Condominium Act provides that Condominium Associations must maintain property insurance on the entire condominium including units, excepting improvements and betterments installed by the Unit Owner. Any deductible in the Master Policy is a common expense with one exception. The Association may recover up to $5,000 of its deductible from a […]

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FEATURED
Community Associations Network
- April 6, 2015
21 views 34 sec

4 insurance issues arising from body cameras and private security

Recently, a broker e-mailed me with a question I had not yet heard. A homeowners’ association was seeking to equip security guards with body cameras. She asked, does this impact the guard firm’s liability and, if so, how?  Body cameras have quickly become a hot-button issue for law enforcement and policymakers, and now they are […]

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FEATURED
Community Associations Network
- March 18, 2015
25 views 45 sec

The Ever-increasing Deductible Dilemma: Part One

It is becoming more and more common place. A condominium association has a few claims on its insurance policy over the years and premiums start to rise. In order to purchase affordable casualty insurance to cover the common elements and the portions of the units the association is obligated to insure per the governing documents […]

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