When you purchase a home that is part of a Home Owners Association (HOA), you agree to live by certain rules set up by that HOA. The HOA usually charges a monthly fee and in exchange will provide the homeowners with certain services such as exterior maintenance or access to a community pool. HOA living is ideal for some and simply an added expense for others; this depends on both the particular HOA and the needs of the homeowners themselves. Below, I will discuss some of the advantages and disadvantages of HOA living as well as some important questions to ask if you are shopping for a home within an HOA.    Read the article……………