The situation is all too common: The Association has a delinquent owner that owes several thousand dollars in past-due assessments and other fees. The Board took every step it needed to by following its collections policy, placing a lien on the property, and filing foreclosure. As the long foreclosure process comes to a close, the board is looking forward to getting a new owner in the unit. The property is set for sheriff’s sale when suddenly, everything comes to a halt: the delinquent owner has filed for bankruptcy.   Read the article………..