The insurance provisions in the Condominium Act, 1998 (“the Act”) override any conflicting provisions in an insurance policy or the Insurance Act

All condominium corporations in Ontario are required to obtain and maintain insurance for damage to the units and common elements caused by major perils or the other perils that the condominium corporation’s declaration or by-laws may specify. The Act requires that this insurance be replacement cost insurance, subject to a reasonable deductible.   Read the article…………..


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