Whether termed “climate change” or “extreme weather,” an increasingly unstable environment is damaging homes and other property at an accelerating pace faster than observed in decades.  The magnitude of these risks, as seen in Figure 1 on the following page, grows for homeowners, insurers, lenders, and investors across the country at the same time that solutions to the impending insurance crisis are lacking. Piecemeal approaches are unlikely to provide a long-lasting solution.   Read the article…………………………….