You may recall that, in 2010, the Federal Housing Authority (“FHA,” not to be confused with the similarly abbreviated Fair Housing Act) made it significantly more difficult for condominiums to get the approval required for buyers to qualify for FHA-insured loans. These regulations include requiring associations to collect adequate reserves; state that no more than half of units can be owned by investors; state that no more than 15% of units can be delinquent more than thirty days; and state that the association cannot have the power to approve or deny leases, or to conduct background checks of prospective tenants. Read the article………….
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