Most people have a love-hate relationship with their homeowners’ association, or HOA. There are definitely benefits to having one, but there can be some big negatives as well. It’s key to know how to make your HOA work for you — and when you should avoid buying into a neighborhood that has one.  Here are six possible “gotcha” scenarios you should look out for when selling or buying a home with an HOA.     Read the article……………….