Condo insurance is more like renters insurance than a homeowners policy, in that it largely covers your belongings, not the physical structure of your property. (That’s generally covered by a policy taken out by your condo or homeowner’s association (HOA).  Also known as an HO-6 policy, condo insurance can also protect you from liability for damages to others and help pay for temporary accommodations if you need to relocate while your condo is being repaired.   Read the article…………………………….