For Peter Morello and his six fellow board members at the Thwaites Terrace House co-op in the Bronx, it was manna from heaven at the perfect time. The five-story, 132-unit brick building near the New York Botanical Garden needed extensive work on its roof, parapets, facades and lintels — about $600,000 worth. How to pay for it?   Read the entire article……………………………….

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