FEATURED
- March 1, 2024
40 views 52 sec

Is finding a parking space in your community challenging? Condominium and townhome-style communities often have open parking lots which may include individually assigned parking spaces and/or parking spaces which are available on a first-come, first-served basis.  Such communities commonly adopt parking rules that aim to increase safety, improve the flow of traffic, and maximize parking […]

FEATURED
- March 1, 2024
39 views 32 sec

One of the more confusing concepts in HOA world is insurance and knowing when to submit a claim. All too often associations get in trouble for failing to submit claims and requiring an owner to pay for damages out of pocket instead of using insurance proceeds. In this article, we will discuss how to determine […]

FEATURED
- February 22, 2024
56 views 21 sec

The Colorado Supreme Court recently issued a decision that significantly impacts common interest communities’ need to enforce contracts by filing a lawsuit or an arbitration proceeding. This decision affects the timing considerations of when such proceedings must be filed.   Read the article…………………………….

FEATURED
- February 21, 2024
46 views 21 sec

The Colorado Supreme Court recently issued a decision that significantly impacts common interest communities’ need to enforce contracts by filing a lawsuit or an arbitration proceeding. This decision affects the timing considerations of when such proceedings must be filed.    Read the article…………………………….

FEATURED
- February 1, 2024
27 views 38 sec

Introduced January 31, 2024 by Representative Naquetta Ricks, the proposed bill, HB24-1158, would severely hamper an HOA’s efforts to foreclose for unpaid assessments. The bill proposes that prior to turning over a delinquent account to collections or to an attorney for legal action, an HOA must send a notice to the owner that free information […]

FEATURED
- January 31, 2024
27 views 32 sec

It is very important to properly reflect in a Managing Agent’s software or Association’s records when an account is transferred to legal collections, as accepting payments for accounts that are in legal collections, or speaking to Owners whose accounts are in legal collections regarding their account may negatively impact the Association’s ability to collect the […]

FEATURED
- December 20, 2023
19 views 19 sec

Did you know that both CCIOA and the Colorado Revised Nonprofit Corporation Act, provide retention timeframes for certain records? For example, did you know that the Nonprofit Act requires associations to keep the following records permanently:     Read the article……………………………..

FEATURED
- December 1, 2023
37 views 24 sec

The Colorado Common Interest Ownership Act (“CCIOA”) and the Colorado Revised Nonprofit Corporations Act (“Nonprofit”) are the two primary statutes governing common interest communities in Colorado. These statutes are long, complex, and contain provisions many people are not familiar with, and, frankly, may not care about.   Read the article……………………………….

FEATURED
- December 1, 2023
31 views 22 sec

What is a special assessment? A special assessment is an assessment that is not contemplated in an association’s budget for the fiscal year and is therefore over and above the regular assessments imposed in accordance with an association’s budget.   Read the article……………………………….

FEATURED
- November 24, 2023
34 views 20 sec

With continued inflation, rising costs of materials, and the volatility of our current economy, we continue to experience financial impacts to community associations, including the impact to an association when one of its vendors decides to file bankruptcy.   Read the article……………………….

FEATURED
- November 22, 2023
22 views 24 sec

It’s probably safe to say that maintenance and construction costs are going to go up, perhaps way up, in 2024. Why? Ongoing economic uncertainty in the market, higher interest rates, continued labor shortages, rising costs of materials, and (oh lucky us…) a highly charged political season.   Read the article……………………………..

FEATURED
- November 22, 2023
33 views 55 sec

Several years ago, my wife suggested, “You should run for a position on our HOA’s Board of Directors. You attend so many board meetings; you would be great at it!” Today, more than ever, I appreciate those who volunteer to serve their community as a board member. This often thankless position can demand so much […]

FEATURED
- November 22, 2023
21 views 23 sec

Community association leaders—boards and professional managers– were never given the memo that their job descriptions changed. Historically, much of the time invested in managing a community was directed towards fiscal management, fund handling, planning for and replacing infrastructure, and performing ongoing maintenance.     Read the article………………………………

FEATURED
- November 17, 2023
27 views 2 min

HB2251 – which amends A.R.S. Section 33-1253 of the Condominium Act (it does not apply to Planned Communities) was signed by the Governor on 06/19/2023. This new law will impact insurance coverage and insurance claims in Arizona Condominiums, HB2298 – which amends A.R.S. Section 33-1818 of the Planned Communities Act (it does not apply to Condominiums) […]

FEATURED
- November 1, 2023
19 views 18 sec

Please remember to follow the revised HB22-1137 Collection Policy for each individual Association. There may be variations present in each Association’s policy, therefore it is important that each be followed as written.   Read the article…………………………..

FEATURED
- November 1, 2023
16 views 34 sec

Understanding the difference between a maintenance obligation and an insurance obligation is a crucial part of community living. Maintenance and insurance obligations differ between associations depending on how the governing documents are drafted whether the association is classified as a condominium, townhome, or single family community. It is important that an association understand the difference […]

FEATURED
- November 1, 2023
16 views 38 sec

The language of the governing documents of an association provides what an association’s board and owners are allowed and required to do. However, the governing documents often use words that at first blush seem to mean the same thing, such as “power” versus “duty,“ “can” versus “will,” and “may” versus “shall.” Some of these words […]

FEATURED
- October 21, 2023
24 views 33 sec

“Democracy is not an obstacle to tyranny.” Easy now — this is not going to get political, although the opening quote does come to mind when discussing Homeowners Associations (HOAs). Throw in an expensive decision, and herding the “cats” of a small, six-owner HOA suddenly becomes either the purest form of democracy or tyranny, depending […]

FEATURED
- October 15, 2023
35 views 38 sec

For any homeowner, the prospect of a flood is a daunting one. With Colorado seeing over five inches of rain in both May and June of this year, breaking a hundred-year record, the likelihood of experiencing a flood has been significantly higher than in a ‘normal’ year. While a flood can be equally as devastating […]

FEATURED
- October 15, 2023
29 views 38 sec

Following the tragic collapse of the Champlain Towers South in Surfside, Florida, Fannie Mae took a significant step to modernize lending requirements. These new requirements place a greater emphasis on the property condition and the strength of the community’s reserves. In response to growing concerns about aging infrastructure and extensive deferred maintenance in certain buildings, […]

FEATURED
- October 15, 2023
16 views 27 sec

Have you heard of the recent “Xeriscape Bill” [SB 23-178] that was signed into law at the end of May? This new bill overrides pre-existing HOA guidelines that restricted residents from installing xeriscape, artificial turf, and vegetable gardens in their yards. The intent of the bill is to promote water-wise landscapes.   Read the article………………………………..

FEATURED
- October 15, 2023
28 views 27 sec

In the community management industry, we’re entering an era where homeowners and board members, the core stakeholders of every community, are becoming the new focal point. While the industry has long prioritized back-office efficiency, a new emphasis on putting technology directly into the hands of homeowners and board members is emerging.   Read the article………………………………

FEATURED
- October 15, 2023
19 views 26 sec

For the past several years, the homeowner association (HOA) space has seen and continues to see many changes in regulation, including legislation around renewable energy options. Various states have taken a more proactive stance on the installation of solar panels, explicitly targeting HOAs that enforce restrictions on these devices.   Read the article……………………………….

FEATURED
- October 2, 2023
22 views 29 sec

All Associations, whether pre or post CCIOA, are subject to a budget ratification process. Please refer to the Association’s individual governing documents for meeting notice timelines and percentages of members voting against the proposed budget for the individual requirements of each Association. If no requirements are listed in the governing documents, CCIOA provides the following:  […]

FEATURED
- October 2, 2023
13 views 30 sec

If you just got elected to the board or started managing a new community association, the first thing you should do is review your governing documents. Chances are you will be faced with questions, the answers of which are buried in your governing documents. But getting a solid grasp on your documents may seem like […]

FEATURED
- October 2, 2023
13 views 25 sec

Unfortunately, we continue to see major increases to insurance premiums in Colorado, and for some communities, insurance has become practically unaffordable. In fact, it is no longer unusual to see annual premiums ranging between $600,000 and $800,000 for some associations, with no sign of relief in the near future.    Read the article……………………………

FEATURED
- September 29, 2023
21 views 17 sec

Metropolitan (Metro) districts are mostly used to finance the construction of public infrastructure, usually for a residential development, that would otherwise be paid for by a governmental entity or private developers.Read the article………………………….

FEATURED
- September 25, 2023
15 views 36 sec

With the continued growth and modernization of urban areas comes the human response to energy efficiency and health. Surprisingly, roofing systems can play a large factor in this response. Energy efficiency in regard to roofing is not a new idea; however, it only truly began to gain traction in the United States in the early […]

FEATURED
- September 25, 2023
17 views 25 sec

For any homeowner, the prospect of a flood is a daunting one. With Colorado seeing over five inches of rain in both May and June of this year, breaking a hundred-year record, the likelihood of experiencing a flood has been significantly higher than in a ‘normal’ year.   Read the article………………………..

FEATURED
- September 25, 2023
27 views 38 sec

Following the tragic collapse of the Champlain Towers South in Surfside, Florida, Fannie Mae took a significant step to modernize lending requirements. These new requirements place a greater emphasis on the property condition and the strength of the community’s reserves. In response to growing concerns about aging infrastructure and extensive deferred maintenance in certain buildings, […]

FEATURED
- September 25, 2023
14 views 26 sec

For the past several years, the homeowner association (HOA) space has seen and continues to see many changes in regulation, including legislation around renewable energy options. Various states have taken a more proactive stance on the installation of solar panels, explicitly targeting HOAs that enforce restrictions on these devices   Read the article………………………..

FEATURED
- September 16, 2023
29 views 42 sec

The “Seinfeld” TV series in the 1990s had a running joke set in “Del Boca Vista,” a fictitious condo community in which his retired parents lived in Florida. Its Homeowners Association Board was a dictatorial, petty, nagging stereotype. That came to mind when I read a recent story in the Colorado Sun about ruthless HOA […]

FEATURED
- September 14, 2023
20 views 11 sec

A spate of foreclosures filed by HOAs in Denver illustrate the potential risks of a increasingly common homeownership model.   Read the article………………………..

FEATURED
- September 6, 2023
32 views 16 sec

Please note the following reminders related to collections and processes:  A vote of the Board of Directors is required prior to a file being transferred to the attorney for collections.   Read the article………………………..

FEATURED
- September 5, 2023
39 views 38 sec

The Colorado Common Interest Ownership Act (“CCIOA”) defines a Common Interest Community as “real estate described in a declaration with respect to which a person, by virtue of such person’s ownership of a unit, is obligated to pay for real estate taxes, insurance premiums, maintenance, or improvement of other real estate described in a declaration.” […]

FEATURED
- August 9, 2023
25 views 31 sec

As discussed in earlier in this series, there were some significant changes to Minnesota Statutes Chapter 515B, commonly known as the Minnesota Common Interest Ownership Act (“MCIOA”) adopted in the recent session of the Minnesota legislature. Part I focused on the ability to assess attorneys’ fees and costs incurred in conjunction with a homeowner’s violation […]

FEATURED
- August 9, 2023
38 views 29 sec

On August 10, 2022, House Bill 22-1137 (“HB 1137”) went into effect. The new law at that time made significant changes to how HOAs in Colorado are permitted to handle enforcement and collection matters. Now that we have lived with and worked under this law for a year, we have discovered issues with the law […]

FEATURED
- August 2, 2023
22 views 40 sec

When it comes to safeguarding your condominium or townhome investment, having the appropriate insurance coverage is vital. The HO6 insurance policy is specifically designed to fill the gaps left by the master insurance policy held by the association. In this article, we will delve into what HO6 insurance entails, its significance, key inquiries to make […]

FEATURED
- August 2, 2023
18 views 36 sec

Being an avid flower and vegetable gardener – and not shy to talk about it – I’ve heard from a few friends at the law firms wondering what regulations around “visible” vegetable gardens could look like. I’ll tell you, I do not mind the change. Also, I see why it causes concern for aesthetically-minded community […]

FEATURED
- August 2, 2023
31 views 24 sec

The passage of HB22-1137 had a number of intended and achieved consequences including eliminating industry “insider” purchase of HOA foreclosures, opening up small claims court for some disputes, and others. Most importantly, it did prevent hundreds of what could only be called predatory foreclosures.   Read the article………………………..

FEATURED
- August 1, 2023
14 views 46 sec

Outdated and burdensome provisions within the association’s bylaws can serve to hinder operations and needlessly increase administrative costs. For example, does your board conduct business via email? The association’s bylaws likely have a provision that sets forth the requirements for the board to make decisions outside of a board meeting (such as email) and it […]

FEATURED
- August 1, 2023
23 views 11 sec

The Colorado legislature recently passed legislation relating to common interest communities that require actions to be taken by Associations.   Read the article………………………..

FEATURED
- July 15, 2023
15 views 32 sec

Responding to record requests can sometimes be a daunting task. With CCIOA’s detailed list of “records of the association” that Colorado common interest communities are required permit requesting owners to inspect, combined with requesting owners’ increasing tendency to submit broad records requests, here are a few tips to help you get through this process as […]

FEATURED
- July 6, 2023
14 views 32 sec

HB23-1105 was one of the bills affecting community associations that came out of this year’s legislative session. In brief, this bill creates a task force, under the Department of Regulatory Agencies (DORA) to examine issues confronting HOA homeowners’ rights and to prepare a report by April 15, 2024 regarding the task force’s findings and conclusions […]

FEATURED
- July 5, 2023
44 views 25 sec

House Bill 23-1105 passed and became law on May 24, 2023. It creates two task forces, one that focuses on HOA homeowners’ rights and a second task force focusing on Metropolitan District homeowners’ rights. The Department of Regulatory Agencies (“DORA”) is excited to share an opportunity with you to participate.    Read the article………………………..

FEATURED
- June 24, 2023
15 views 17 sec

Ensuring compliance with your community’s covenants is perhaps the best way to reduce unnecessary conflict and increase harmony among neighbors. There are no foolproof methods, but these strategies can help.  Read the article………………………..

FEATURED
- June 22, 2023
14 views 32 sec

HB23-1105 was one of the bills affecting community associations that came out of this year’s legislative session. In brief, this bill creates a task force, under the Department of Regulatory Agencies (DORA) to examine issues confronting HOA homeowners’ rights and to prepare a report by April 15, 2024 regarding the task force’s findings and conclusions […]

FEATURED
- June 21, 2023
13 views 17 sec

Governor Polis signed into law SB23-178, which is a bill regarding landscaping changes using water-wise means. The law will take effect August 9, 2023, and it applies to detached, single family HOAs.   Read the article………………………..

FEATURED
- June 19, 2023
16 views 26 sec

Community Associations Institute’s Colorado Legislative Action Committee (CAI CLAC) spent the 2023 legislative session advocating on behalf of the approximately 2,403,000 Coloradans in 893,000 homes in more than 9,900 community associations. More than 680 bills were introduced, and CAI monitored 6 bills that would have directly affected community associations. Below is a brief overview:   Read […]

FEATURED
- June 18, 2023
15 views 28 sec

This article offers tips for community associations to manage rising insurance costs and mitigate losses after major disasters. The increasing cost of insurance premiums is due to catastrophic losses and the need for more reinsurance. To keep costs down, community associations should focus on risk management, regular maintenance, and work with experienced insurance brokers.   Read […]