Directors & Officers

The Cheshire Cat and Insurance Carriers

Insurance carriers are like the Cheshire Cat. They lure customers with catchy advertisements, and then issue policies filled with complex…

10 months ago

Why D&O?! (CO)

Putting it in today’s terms, one of my biggest “cringe” moments being an HOA insurance specialist is when a Board…

11 months ago

HOA Homefront — How do we handle delinquent members and delinquent directors? (CA)

Q: I'm a new elected board member. As I'm looking over homeowners' delinquency information, I'm concerned that several incumbent board…

11 months ago

Many Community Association Directors Are Not Permitted to Vote by Proxy (WA)

Directors of condominium and homeowners associations may sometimes want to vote by proxy rather than attend a board meeting. However,…

1 year ago

I am a Volunteer, so I am Protected, Right?: Understanding Director and Officer Liability Insurance for Community Associations

Community associations ("Associations") act through their board members and officers, who are volunteers and are generally willing to serve because…

1 year ago

‘Wrongful Acts’ Includes Both Negligent and Intentional Acts (IL)

The United States District Court for the Northern District of Illinois, applying Illinois law, has held that an insurer had…

1 year ago

Understanding the Role of an HOA Vice President

A vice president serves as the second-in-command of an HOA. Vice presidents are more than just figureheads; they're important positions…

2 years ago

Directors & Officers Liability: Defense Costs

Let’s continue our deeper dive into some more complicated aspects of insurance policies with the Directors & Officers Liability (D&O)…

2 years ago

Is It Safe To Run For The Board? Broad Protections Afforded To Directors In A Litigious Age (MI)

The vitality of community associations is directly related to the quality of its volunteer board of directors. However, in this…

2 years ago

Receiverships in HOAs and Condos (OR)

Volunteering to serve on the Board of a Community Association can, unfortunately, often feel like a thankless job. In many…

2 years ago