If your Association has suffered a property damage loss, chances are the Association has been asked to execute an Assignment of Benefits (“AOB”) by a vendor. An AOB is a document signed by a policyholder – in this case the Association – that allows a third party, such as a plumber, contractor, roofing company, or water extraction company, to “stand in the shoes” of the insured. The third-party vendor assumes the rights, benefits, and interests of the insured under the subject insurance policy, to the extent allowed by the language of the AOB. Read the article………………
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