Over the past 20 years property insurance carriers have collected nearly $38 billion in premiums from Hawaii property owners, paid out around $14 billion in claims, and amassed at least $24 billion in net profit.  Why were many of these insurance carriers allowed to skip town with all that profit just when policyholders need them most?    https://www.civilbeat.org/2024/10/consumer-centered-property-insurance-can-help-condo-owners/