Question: For the last two years, my fellow condominium board members have been running around with their hair on fire because we have been told the new Florida statutes require us to not only fully fund reserves on an annual basis beginning next year, but also to replace the approximately $4 million that would have been in our reserve accounts had we not waived funding reserves over the last 50 years.  A recent webinar I attended disputed that and said we only need to fully fund reserves on an annual basis going forward. Can you clarify this issue for us?    Read the Q&A………………………………..