When an HOA board resigns en masse, the immediate financial impact can be severe. If there is no board to authorize payments, essential services like insurance, maintenance, trash, and utilities could be disrupted. For instance, in Sunrise, Florida, condo owners had to crowdfund over $20,000 to cover insurance costs after their HOA board resigned. Without an authorized board, HOA funds cannot be accessed, which can lead to unpaid bills and potential legal action from service providers.    Read the article…………………………….