Sonia Earl sat at her kitchen table, visibly frustrated when asked about her efforts to save her home from foreclosure. It wasn’t her mortgage company that wanted the house to pay off her debt; it was her homeowner’s association or HOA.  Earl never saw the court filing with the bold letter title: Complaint to Foreclose, but she was served and received an email notification. That immediately triggered a series of emails to figure out how she could resolve the debt.  Read the article…………………………….