Homeowners associations (HOAs) establish concrete rules and expectations for owners who live in the community.  While owners don’t always agree with all of the rules, most can appreciate that they help to maintain property values (which means homes can be sold for a higher price). When creating or amending bylaws and rules, HOAs rightfully turn to state and municipal laws first to ensure the association’s rules don’t contradict existing laws.    Read the article…………………………….