As many common interest community owners and boards likely know, finding association insurance at a reasonable rate in Colorado is becoming more difficult. One of the reasons for this is that Colorado is the state with the third-highest wildfire risk, with Colorado’s 20 largest recorded wildfires occurring in the last 2 decades. In 8 of the last 10 years, Colorado has been listed as a state where homeowners insurance has been unprofitable for the insurance industry. Due to Colorado’s high risk for wildfires and hail damage, this has led many insurance companies to decide to no longer do business in Colorado at all.     Read the article…………………………….