What do drones, copyrights and mold have in common?  According to USI Insurance Services, a national insurer with more than 50 offices throughout the country, these are some of the emerging trends that homeowner associations are — or will be — facing in the coming years. They all affect the financial well-being and the investments of property owners.  Moreover, they also trigger insurance coverage, which may or not be available, as well as litigation.     Read the article………………