This is the second in a five-part series on HOA need-to-know items.

1. HOA living involves a tradeoff of independence in exchange for the benefits the HOA provides. Someone unwilling to trust others to make decisions and who must personally make all decisions is probably not cut out for HOA living. The board makes decisions about maintenance and repair of the common areas so members don’t have to worry about it.    Read the article…………………………….