Deetra Stewart provided home-based child care for more than two decades before her homeowners association decided they had a problem with it.  She recalled being “shocked and horrified” by what felt like an arbitrary decision: “My family lost income and the families I serve lost their childcare provider. (The HOA) had the power to shut down my fully licensed business, so they did.” Stewart, whose home-based childcare business was insured and licensed by the state, worked with the HOA for several months to address their concerns about traffic, unknown visitors, and legal liability. She got them to reverse the decision and reopened.   Read the article………………..