Insurance brokers are one of an HOA’s most important vendors, yet they are often ignored until claims arise. This mistake can be costly. Insurance is a contract in which the insurer accepts a fee (“premium”) and in return agrees to pay for certain incidents of damage (property insurance) or claims of liability (casualty insurance). Because insurance is a contract, it is critical to understand the contract’s limitations. Here are six questions to carefully consider. Read the entire article……………………………….
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