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Illinois Appellate Court Decision Reinforces Condo Association’s Right to Assess Deductible After Fire Damage

/ Owner - April 29, 2025

Illinois condominium associations can be placed in the difficult position of balancing equitable treatment of unit owners with fiscal responsibility following unexpected damage to the property. A recent decision by the Illinois Appellate Court provides critical guidance on an association’s authority to recoup insurance deductibles from a unit owner in circumstances where the damage originates from that owner’s unit. Gelinas v. Barry Quadrangle Condominium Association, 2017 IL App (1st) 160826, affirms the association’s right to assess a $10,000 deductible following a fire that started in a unit owner’s home and caused damage to the building’s common elements.    Read the article…………………………….

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