Recently my brother-in-law and his fiancé were in the market to purchase their first home. We were having a conversation about prospective homes and the fact that they all have an HOA fee. To say the least, he was not thrilled about the idea of having an additional payment on top of his mortgage. Not to my surprise, he really had no idea what the HOA assessment was covering, which I think is true for many people – especially first-time buyers. I asked him about the community in which he was looking to purchase, specifically about the governing documents, parking, and most importantly, the Reserve Study and Reserve Fund. Read the article………………………………
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