If you haven’t looked at your insurance in the past year, you may be saying what?!? when you do. While it has always been a necessary evil, it is something that both individuals and associations alike must obtain, and never before has it been so expensive or near impossible to secure. Insurance provides protection for all of those “what if” scenarios which could devastate an individual or association. However, in today’s insurance market, it is neither a given that insurance is obtainable, nor is it a given that, if insurance is obtainable, it is affordable. So, where does that leave an association?   Read the article………………………..