Shipman, like many Floridians, watched helplessly as the average cost of homeowners insurance across the state ballooned by about 40% in 2023 alone, with homeowners association (HOA) fees snowballing due to new condo regulations.  “I felt like Florida was such a paradise,” says Shipman. “Sometimes with the rising costs and everything, I feel like it’s paradise lost now.”   Read the article…………………………….