Home insurance will remain unaffordable and unobtainable for many Californians under new rules proposed by Insurance Commissioner Ricardo Lara today, said Consumer Watchdog.  The proposed regulations purport to require insurance companies to increase sales to homeowners in “distressed areas.” However, the proposal would not require insurance companies to charge a price that consumers are able to afford, and the requirement could be waived if insurers cannot meet it.      Read the article…………………………….