This article is the second in a series on reserve studies. Last week, we addressed the importance of getting a reserve study done. This week, we’re going to discuss how to make the most of it. Spectrum Association Management always encourages associations to live below their means, but we recognize that preparing for future costs can be complex. Your reserve study is one of the most important guideposts you can follow to assure your association’s financial security and to protect home values.   Read the article…………………..