As board members of a homeowners association (HOA), it is crucial to stay informed about the ever-changing dynamics of insurance markets. These markets can fluctuate between being hard or soft, which directly impacts the premiums and coverage options available to your community. In this blog post, we will explore the differences between hard and soft insurance markets and discuss practical strategies for HOA board members to navigate the challenges of a hard insurance market.  Read the article………………………..

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