Applying Florida law, a federal district court in the Southern District of Florida held in 2009 that the insurer did not have a duty to defend against a claim for injury resulting from a virus. In First Specialty Insurance Corp. v. GRS Management Associates, Inc.,2 First Specialty Insurance Corporation brought a lawsuit against a residential community homeowner’s association and the property management company that managed the association’s property, including the swimming pool. In the underlying state court case, the plaintiff claimed that he contracted a viral infection from contaminants within the water of the community swimming pool,   Read the article…………………………….