Anyone who lives in California in a planned development most likely has to join a HOA (Homeowners Association) in the process or purchasing the property. Most likely, this entails a yearly or monthly fee (which can be quite costly, depending on the area in which you reside). The HOA is the group that sets the guidelines for the aesthetics of the shared property as well as raising funds for group amenities such as a fitness center, tennis/basketball courts, pools and so forth.   Read the article…………………….