Over the past few years, operating expenses for everything from fuel to labor to the cost of cleaning supplies have been steadily rising—and disrupting co-op and condo association budgets—all over the country. The premiums for properly insuring our homes, which for many is their most important investment, are among the most alarmingly steep increases. Unfortunately, ever-increasing premiums are a fact of life, and the recent upticks can’t be treated as a one-time anomaly.   Read the article…………………………….