If you are a trustee of a homeowner’s association (HOA) or residential body corporate (RBC), you may be overlooking critical insurance gaps  One common oversight is fidelity insurance, and the required cover needed.  Since the 2016 amendments to the Sectional Titles Schemes Management Act 8 of 2011 (STSMA), fidelity insurance has become mandatory for RBCs.    Read the article…………………………….