Q: A water leak from a pipe in a unit damaged many units and the common elements in our condominium building. The insurance carrier has indicated that its coverage responsibility is limited by the antiquated language in our declaration of condominium. The board of directors of the association understands that language in the Illinois Condominium Property Act would greatly expand the insurance carrier’s responsibility to cover the damage. What applies here, the declaration or the Act?   Read the Q&A………………………………….