Insurance premiums are increasing for many homeowners, as insurers blame the rising coasts squarely on climate disasters. For HOA owners, the issue is compounded, as their homeowners association fees are also skyrocketing due to the association’s burdens.  A recent Realtor.com® report shows that 40.5% of current listings have an HOA fee, up from 39.2% the prior year.    Read the article…………………………….