Even before the devastating fires that are still raging in Los Angeles, HOAs in California were facing skyrocketing insurance premiums. And now, it’s only going to get worse.  The staggering rise in insurance costs are already affecting HOA budgets, homeowners, and the sustainability of adequate coverage across communities. As natural disasters become more frequent and the insurance market becomes more restrictive in California, many HOAs are left scrambling to address these mounting financial pressures.   Read the article…………………………….